The actual loan amount, term, and APR that you may qualify for may vary based upon your creditworthiness and program parameters. Loans offered vary by loan program and state. To obtain a loan, you must apply online and have a valid checking account. To verify the rates and program for which your application will be evaluated, please select your state of residence on our Rates, Terms and Licensing Information page found here. Personify works with First Electronic Bank to originate installment loans made by First Electronic Bank using the Personify Platform. The approval process may take longer if additional documents are requested.Īpplications submitted on this website may be evaluated for one of two separate loan programs: installment loans made by Personify Financial, a licensed lender in certain states, or installment loans made by First Electronic Bank, a Utah-chartered industrial bank located in Salt Lake City, Utah, member FDIC. We may also ask to see your government-issued photo identification or other identifying documents.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT We don’t want an accident or late payment to keep you from getting the money you need.Ĭomplete an application anywhere you have an internet connection, at a time that works best for you, and from the convenience of your own computer or mobile device. Our decision engine uses advanced technology to determine your eligibility. Without the right context, numbers can be easily misinterpreted. Technology + Insight = Over 250,000 Loans Approved. As your online loan sourcing partner, we’ll draw from our robust experience to help you design your future. With Personify on your team, you’ll find new ways to get to your destination. Information is power and understanding where you are financially, can help keep you on track.
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With Personify as your loan sourcing partner, you’ll enjoy many benefits, including free access to your FICO ® score, helpful articles about debt and money management, and more. There is a reason Personify has repeat customers. We know a bad credit score doesn’t tell your entire story, and we go to great lengths to get you the credit access you need by considering your larger financial picture. We do this through respect, transparency, and a complete commitment to providing innovative solutions for all customers.
Personify is an online lending platform, driven to create success for you.
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